Mercury in the 4th house suggests that you should make long-range decisions regarding your future financial security and stability.
You need to provide for your own retirement through a savings account or retirement plan. Reassess your present financial arrangements to see if they are adequate for your future needs. Mercury by itself does not indicate difficult problems in these areas, only a mental focus on a secure future.
You are also likely to make decisions about your home or present living conditions.
Will you fix up your present home or will you move to another? Is your neighborhood run-down? Does your present home meet your immediate needs and will it also meet your future needs? This is a good time to make long-range plans and assessments which will affect your living conditions this year and in coming years as well. Decisions will be based on a rational reassessment of your present situation and a need for domestic contentment. If you do not presently own a home, you may conceive a plan that will make home ownership possible. Regardless of where you live, you will want to analyze your use of space or redecorate. Any type of redecoration or renovation usually involves great planning and will not be done on the spur of the moment.
You will reflect on your past, your childhood and your relations with your parents.
You may learn new information which will give you a different perspective on past events, feelings, and relationships. If your parents are elderly, you may have to make decisions for them concerning their care and future security. Communication with family members may be important. You can coordinate or take part in a family project. If you are alienated from certain relatives, this may be a time when you wish to reopen lines of communication.
If you are a parent yourself, you should be concerned with your ability to parent effectively. This is a good time to gather information or join a discussion group that emphasizes the techniques and problems associated with raising children. Become aware of your assets and shortcomings as a mother or father. Realizations can lead to a search for new information and new ways to handle situations.
Mercury in the 4th house can also indicate an emphasis on the relationship between the conscious and unconscious mind.
You may be actively investigating and analyzing your emotions. As the year progresses, it becomes easier to discuss those feelings with others. Obviously, this is an excellent time for therapy, especially for those who find it difficult to think clearly and logically. Psychological complexes may intrude on rational thought processes. For some individuals, conscious/unconscious communication will include obsessive thoughts, irrational feelings, and anxiety attacks. These conditions may be mild and involve a need to listen to suppressed information or emotions. Vocalizing your true feelings will help.
Mental difficulties associated with Mercury in the 4th house are generally confirmed by heavy emphasis on the Moon, Pluto, and the 3rd/4th house in the solar return chart; however, these placements can also indicate a well-integrated conscious and unconscious perspective on life, especially if one is a writer, therapist, or very aware.
Solar Return Chart from 1st House to 12th House